Payment Method

Pay With Credit/Debit Card

When you pay with a credit or debit card, you need the name printed on the card, the card number, the month and year the card expires, and the 3-digit or 4-digit security code.

This information, along with the billing address for the credit card, must be entered during the purchase process.

We accept the credit/debit cards listed above.

Please note that COSY ISLAND does not save your credit/debit card number or personal information entered into the payment fields when you make a payment. For questions regarding your transactions on your credit/debit card, please consult the bank that issued your credit/debit card.

  

Pay With PayPal

We also offer PayPal as a secure and flexible payment option:

• Pay Now – Quickly complete your purchase by logging in to your PayPal account and paying instantly using your PayPal balance, linked bank account, or debit/credit card.

To use PayPal, simply log in to your account at checkout.

Don't have a PayPal account? You can still complete your purchase by selecting "Pay with Debit or Credit Card" on the PayPal page.

For U.S. customers, PayPal offers additional flexible payment options:

• Pay in 4 – Split your purchase into four interest-free payments. The first payment is charged at checkout, with the remaining payments automatically deducted every two weeks.

*Interest-free installment plans may vary and subject to PayPal's terms and availability.

• Pay Monthly – Choose to pay over time with 3, 6, 12, or 24-month plans, often with $0 down. Interest may apply depending on the selected plan.

  

Pay With Klarna (U.S. Customers Only)

For U.S. customers, we offer flexible payment options through Klarna to give you more control over how you pay:

• Pay Now – Complete your purchase instantly using direct debit, bank transfer, or your debit/credit card.
• Pay Later – Shop now and pay up to 30 days later, with no late fees or interest when you pay on time.
• Financing – Choose to spread the cost over time with monthly installments. Interest rates and terms may vary depending on your region and selected plan.
• Pay in 3/4 – Split your purchase into 3 or 4 equal, interest-free payments. The first payment is charged at checkout, with the remaining payments automatically deducted every 30 days.

  

Pay With Apple Pay / Google Pay

We also support fast and secure checkout with Google Pay and Apple Pay:

• Pay with Apple Pay – Enjoy a quick and seamless checkout using the payment methods saved to your Apple device. Authenticate securely with Face ID, Touch ID, or your device passcode.
• Pay with Google Pay – Pay easily using the cards and billing information stored in your Google account. Simply confirm your purchase with your device for a fast checkout experience.

Both options allow you to complete your purchase in just a few taps without manually entering your payment or shipping details. Availability may vary depending on your device, browser, and region.